Central Pennsylvania Nesties
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Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
I'm tired of planning my life! Nothing ever works!
DH just got the final amount of money we still owe from an issue with his taxes back from 03 and 04. We owe an additional 4500$ on top of what we were trying to pay off.
Needless to say, there goes buying a house and attempting to TTC in Fall of 2009. I'm tired of planning out my life, it never seems to work with my goals. I hate having debt looming ahead of me like that- I want to enjoy the rest of my twenties and be happy. All it does is seek me deeper and deeper into depression. I know I know, I happy DH and I have jobs and we are able to pay the loans and we aren't poverty stricken but it's so frustrating. Especially frustrating when I didn't make the mistake.
Re: I'm tired of planning my life! Nothing ever works!
I am right there with you. I never thought I would be 27 and still have to waitress at night and work full-time during the day. Its really hard but I am trying to view it as, I am thankful that I have a full time job and I can work part-time at night. I am thankful to have 50k in student loans because many people dont get the opportunity to go to college, yet alone have a masters degree.
However, it could be worse.
That IS frustrating. We just had to shell out almost $7k to fix the foundation of our house, which we bought IN APRIL and passed all inspections! Horrible! But that's life, and like you said, you've got to be thankful that you and DH and happy & healthy.
In my bag: Canon 60D, 50mm 1.4, Tamron 28-75 2.8, 430exii
I'm such a planner too and get upset like you sound right now. I've started to come around to the fact that debt is a part of life pretty much. Not that I like it, but hey...for most people it just is.
Just try to think about how far you've crawled out of debt compared to before you paid those taxes. All you can do is pay what you can afford each month and keep chipping away at it. DH's student loans it feels like we've been paying forever, but they're now half way paid off just by paying what we could each month.
I try to look at it as everything happens for a reason and that's why we don't own a house yet. That thought helps me to not be so down about the money.
Aww, that's awful. I plan for a living - it's what I do at work as an emergency planner and it's what I do at home in setting things out. The thing I've found is that plans always look kick-a$$ on paper but in real life, they never work out like you'd hope. That's why I decided that in my personal life, I need to kind of go with the flow a little more. DH and I don't "plan" on having kids for another year and a half to two years yet, but if it happens, it happens and we'll figure something out. We're "planning" on buying a house in February, but if it doesn't work out, we'll just have to fall back on something else or rent for another year. The more I plan, the worse it gets. I know this threw an unexpected wrench in your plans, but try and take a deep breath and relax and then kind of see what happens...
Will they let you pay back those taxes on an installment plan? Maybe that might be able to allow you to still get a house if you can do monthly payments instead of one lump sum. I know we wouldn't have the money to pay that all back right now, especially after the pups had a few emergency vet trips and unexpected car maintenance for DH :-/
Good luck and *hug*
We are going to take the money out of the loan we already established for this and then that will mean we are back to square one. I talked to DH again about a bunch of options. We could take that money out of the money we are being 'gifted' for a house and then pay ourselves back that money over the course of the year, we could ask (or in my case tell) his dad to help us out with this that we are not progressing in our life because of something FIL started in the first place we won't go into that- it's tax related. I can not look the main in the eye I am so pissed at him (FIL). I hate to say it but I half blame him where we are at in life. It would have helped in he showed DH the proper way of doing business with him as self-employed. We are doing him a favor by handling the tax payments. I just hate being set back a whole year! It just doesn't seem fair. We came SOOOO far in just 11 months. I hope we can do it again if not faster.
We are planning on staying here and renting. See what happens to the housing market with the government and what will be there for us to be offered. You just never know. I plan on kicking our payment plan into high gear.