Buying A Home
Shortie24
member
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Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our offer was accepted!!!!
This went super fast! We got (formally) pre-approved on Tuesday, looked at houses on Wednesday, put in our offer on Thursday and it was accepted today!
So now a total newbie FTB question: In the loan estimate, they give us a break down of all the fees. It has a fee for Lender Inspection Fee ($100). Our agent told us that we have 17 days to do our home inspection to cover our bases.
So the question is, why do they charge you for the Lender Inspection Fee, yet you still have the option to do an inspection yourself (and pay for it)? Is this inspection not as thorough as one you would pay for yourself?
Just a Little Blog
TTC 07/2010, Dx with PCOS 11/2011, H's S/A= Perfect!!! HSG= both tubes clear!
Round #6- 7.5mg Femara+ .5mg Dex+ 75iu Gonal-F+ hCG trigger+ IUI=BFP!!!
Beta #1(14dpo)- 94 Beta#2(22dpo)- 1,619 Beta#3 (28dpo)- 11,396!!!
TTC 07/2010, Dx with PCOS 11/2011, H's S/A= Perfect!!! HSG= both tubes clear!Round #6- 7.5mg Femara+ .5mg Dex+ 75iu Gonal-F+ hCG trigger+ IUI=BFP!!!
Beta #1(14dpo)- 94 Beta#2(22dpo)- 1,619 Beta#3 (28dpo)- 11,396!!!
Re: Our offer was accepted!!!!
Your inspection is completely separate from any appraisal or inspection your lender will perform.
My understanding is that your lender requires a separate inspection of the house to be able to provide you with your loan. Based on your other post saying it's a newly constructed house, that probably has something to do with it.
I would talk to your mortgage officer to double check and ask him to explain it and any other fees you don't completely understand.
But congratulations on your offer being accepted!!!