Money Matters
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Credit card?
My husband and I are looking to get a new credit card. I was hoping to get some advice on what would be the best, with regards to rewards/benefits. My husband has an excellent credit score while I have none. I just recently got a Walmart (for gas) and Lowes credit card (for things i buy at work) to help build my credit score. In any case, the new credit card we get would most likely go in my husband's name.
Re: Credit card?
Which card's rewards work for you depends a lot on what types of things you buy and what you would use the rewards for. You can do a customized search depending on your needs on creditcards.com, and I think on bankrate.com. mint.com and creditkarma.com may also be helpful: they're budgeting tools (and creditkarma tracks your credit report) that recommend financial products (like credit cards) based on your credit and what you spend your money on.
I would warn against getting too much credit in your name at once, since that can hurt your credit. And even if the new card is in your H's name, if you're an authorized user, it will show up on your credit reports, and I believe they do a hard pull on your credit as well. You want to try to limit hard pulls to about once a year at the most.
"You know you're in love when you don't want to fall asleep because reality is finally better than your dreams." - Dr. SeussOpt for a VISA or a MasterCard as they are accepted everywhere, whereas American Express and Discover are not.
Look for one with a good rewards program - Personally, I like cash back because it is so univerasl.
As always, pay it off in full and on time each month.
If you get one through your bank, you may be able to link it to your checking account as overdraft protection, which is handy as a safety net.
Find one with no annual fee.