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WWGPMD? Job Related
I posted this on my BMB, but I want your ladies opinions also.
Last year DH and I together made about $50,000, and in April of this year he got a new job that will pay him about $50,000 a year. So we're making the same as we did last year with just his salary alone.
I currently work full-time, but planned on coming back in January (after maternity leave) as per diem, meaning 6 days a month and would have been bringing in around $7-8000 for the year, which we figured would help offset new expenses from baby, even though we still think we could do it just on DH's income, since we had a lot extra last year with just the two of us.
I just got an email this morning that said due to budget cuts, per diem employees would no longer receive the 10% differential, which will make about $1000 difference for the year. This wouldn't be a huge deal if I was making more, but now after losing that 10% and accounting for the cost of gas to drive to work, I'm looking at only $4-5000 a year.
This doesn't seem worth it to me. WDYT? Would you stay and work 6 days a month for that much, just to have the extra money? Would you look for a new job? Or would you just decide to be a full-time SAHM?
DH and I will be discussing this in detail over the weekend, but I wanted some opinions. TIA!
Re: WWGPMD? Job Related
Congrats to my TTC buddies Amberley18 and tdmd09!
After 25 months- medicated cycles and a failed IUI- The most planned surprise baby ever is on his way!
we couldn't survive on 50k/year without a baby. we certainly couldn't do it with a baby and me staying home. that's going to take strategy. my sister does it but i have no idea how. they get a lot of free stuff (food, clothes, etc) and are frugal to the point of mind boggling.
going back to work for 7k/year 6 days/week wouldn't have been worth it to me in the first place, let alone after all of the changes.
i like being a SAHM. but i am also reaching a point where i wouldn't mind working a little bit, contributing to the household income and getting out of the house sans baby.
I have a couple of opinions.
Personally, I would want to work still. Pt sounds great. I don't think I could be a sham.
As someone who has done hr and hiring specifically for a number of years, it would be nice to not have a gap in your employment. Plus if you need more hours, references, etc it would be nice to be employed.
Jmo of course.
When you've been married this long, you need a ticker to remind you.
Baby Boy M - 08/01/2013
Thanks ladies. After reading all your responses and talking to my mom, I still think it would be worth me working, since I don't have to pay for childcare. That would be the perfect way to easily build a savings account and/or pay off debt without it coming out of our regular budget. DH can support all the bills with extra money left over. So if I decide when I come back that I really would rather be a SAHM, then I always have that option.
Cinderin - Thats an excellent point about gaps in employment. Since eventually I will want to go back to work on a more regular basis.
Thanks again ladies! That email through me for a loop this morning and I just needed to talk it out.