Money Matters
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Credit cards- gas & grocery

Hi all. I am looking for a good credit card that gives good points or cash back for grocery and gas. We use a lot of gas each month because we commute and spend a good amount of $ at the grocery store too. I don't want a credit card that is gas station specific. Also looking for no annual fee. Is there a card you could recommend or a website that lets you compare cards? Thanks!

Re: Credit cards- gas & grocery

  • We use the Chase Freedom card.  You get points for every purchase you make, and those can be exchanged for account credit, gift cards, airline miles, etc.  Every quarter there are extra points for using it at certain places (gas station, retails stores, movie theatre, etc.). H specifically uses his for gas (about $500/month), and I use my for everyday items and to pay a lot of bills with.  We then turn around and use the points toward vacations.

    There is no annual fee.

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  • We love our Discover card!
  • We use our discover card for gas and those types of things we don't want to use cash for. We are able to use the rewards for gift cards where you get a little extra (for instance you get a $50 gift card for redeeming $40 or $45 dollars of rewards).

    Over the summer they usually run a gas promotion, and they have different promotions every month, where whatever you spend on that category, you get 5% cash back as opposed the usual % or 2.

    image
  • nitalnital member
    Tenth Anniversary 10000 Comments Combo Breaker
    I use the bank of America card.  3% back on gas, 2% on groceries, 1% on everything else.  Plus a small bonus if you choose to have your rebate deposited into your BoA account.  We spend a LOT on gas though, and max out the gas reward, so we also use an AmEx that gives 3% on gas.
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  • For gas, we use a PenFed Credit Union card because they do 5 percent back on gas. For everything else, we use Discover. 
  • I love Discover.  This quarter is 5% on gas.  That also includes anything purchased at a gas station, so if you get an oil change there, or buy stuff at Wawa, that counts.  Also, if you ever have to call customer service, they're awesome.  Low wait time, and the reps are friendly and knowledgeable (unlike most customer service numbers).
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  • Chase Freedom is good. American Express is also good about points. I hope this helps.Big Smile
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