I started shopping this morning. We needed a new computer and some of the staples deals were live already so I picked up the cheap laptop I wanted. Herbergers has also gone live and so we got our she… (View Post)
A $60 tip each is absolutely insane. You are tipping, not paying them their wages! I agree with the $15-25 range each, and then have some food or whatever available. Good luck! I hope everything goes… (View Post)
What percent of your income are you actually putting into retirement between the 2 of you? One thing I would suggest is to maybe not fully fund your Roth this year, but to start out smaller and incre… (View Post)
I don't see these things as mutually exclusive. You can still budget to 0, and yet keep a buffer in your checking account. We use mostly the cash envelop system so we don't keep much of a b… (View Post)