JoanE2012 member

This. DH and I have absolutely no desire to do this. I checked out their website and they do indeed have rice and beans most days for lunch. They share one car that is almost 20 years old. They almo… (View Post)

Financial Goals - Open one or two mutual funds (earmarked for long term savings) and set up auto withdrawal.- Increase savings earmarked for new siding for 2017 (we may do a 5 yr 0% interest deal in … (View Post)

Ehhh, just because someone have a 30 year mortgage (and a couple of car loans) doesn't mean they'll have lenders knocking if everything falls apart. We have very healthy emergency fund. An… (View Post)

This is true for us! We are paying it faster than 30 years, but not on track for 15 years. But we're ok with that. We also love to travel - we take 2-4 trips a year and some are not cheap. Our … (View Post)

We're totally doing this upon retirement! Definitely a balcony, not sure for how long though. (View Post)