Sisugal member

I would split that 2K VA benefit 1K to car and 1K to emergency fund. The car will still be paid off quickly AND you will have some savings. Term Life Insurance Retirement Then kids college. (View Post)

I would find second PT jobs and sell items you do not need/use and apply to debt. Also monetary gifts and bonuses go to debt. Any bonuses go to debt. You get the idea - now is not the time for extras… (View Post)

Your list of expenses is incomplete - you do eat, right? You do put gas in the vehicles, right? Have oil changes, etc. TRACK your spending - EVERY DOLLAR and you will see where your money is going. T… (View Post)

You cannot solve a problem until you properly identify the problem. Tracking spending opens your eyes to the source of the problem. From that info, you can adjust your budget/spending accordingly to … (View Post)

DaBears. I hope you can see that you have a lot of support for a new financial path. It will not be easy, but it is very do able. Please do post your budget (and if you do not have one - start tracki… (View Post)