Oh, heavens NO! A lender will still give you a mortgage that you cannot really afford - or at minimum make you house poor. First of all you need to sit down and look at your budget. Cold hard facts a… (View Post)
You WANT -want, want but you do not sound financially ready. House, + baby? . Show us your budget. The financial stress of getting in over your head can quickly kill a marriage. (View Post)
Well, you do want the home to be FHA compliant and neither party wants the deal to die because of mortgage issues. IMO the lawyer gave great advice for smooth sailing going forward. Our first home wa… (View Post)
Biggest expenses for most over a lifetime are a home and cars. We have purchased 2 homes - with large down payments and paid them off early, using the profit of house #1 to purchase house #2. Both ho… (View Post)
Try reading Smart Couples Finish Rich by David Bach. The first few chapters are all about your values, goals and emotional relationship with money. You do the exercises seperately and then share them… (View Post)