Xstatic3333 member

Agreed. No judgement, just agreement that paying utility bills should come first. I'm sure that doesn't apply to all of the people who had their water shut off; probably many are doing thei… (View Post)

I'd keep the non-store cards open at least. When I didn't use CC at all while getting rid of my debt, I still kept one around for things like deposits on a hotel room. For some reason that … (View Post)

I think this is less about the boat than the attitude behind it. If he had approached this as "honey, I know there's a lot going on but would you mind if I keep adding $50 a paycheck to the… (View Post)

The FHA program still only requires 3.5% down. Honestly, I have a lot of friends who have done FHA and they're perfectly responsible, just not MM in a way that makes them think about the reperc… (View Post)

I'd hold out longer, too. Honestly the first thing that comes to mind with this offer is "these people don't have much extra cash in the bank." It seems like they basically just w… (View Post)