hoffse member

OP, this is the calculator I use. I like it because it takes into account lifestyle preferences, etc. I play around with it now and then to estimate what would happen if I stopped working or went par… (View Post)

I actually just fund ours once a year. I started my job in 2012 and had a huge loan to pay back to my parents almost right away. So I ended up funding mine and H's 2012 Roths in April of 2013. W… (View Post)

It does. It so so does. I feel like a broken record when I crusade for retirement on these boards, but if more 20-somethings and 30-somethings played with those calculators they would see how valuabl… (View Post)

Sure, that's fine. Whatever. I just think you aren't seeing the bigger picture here. To say that it is selfish to shop online is to assume that all of this is zero sum. And it's not. … (View Post)

I think Xstatic is absolutely correct on this. People have priorities. Money is finite. In my case, shopping local usually DOES mean a price premium, with the exception of the butcher I use. I did ha… (View Post)