hoffse member

I wish we could CD any hypothetical children we hopefully have someday - unfortunately, Alabama law prohibits it in daycares. Not even joking, I looked it up a few months ago. So I'm not sure it… (View Post)

Yeah we're looking at $950/month for full-time care - H's firm has a corporate sponsorship rate with a very good local daycare (thank god), so we will be eligible for a slightly lower rate … (View Post)

I agree with all of this. Contribute to your 401(k) up to 8% since that's what you need for the match (and that's free money). Then redirect the rest of it to a Roth IRA or Roth 401(k) if … (View Post)

No, you aren't being too aggressive, though you might want to shift some of it to a Roth IRA instead. If you are already maxing out IRAs too, then I would just leave it alone and let it do its t… (View Post)

I would ask if they have estate planners licensed in the state you may be moving to. If so, they will be equipped to update it after you guys move (if necessary). If not, then I would probably do a … (View Post)