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The problem with mentioning things about borrowing against retirement accounts is that it sounds like an endorsement - and I don't endorse it. Should I also mention that you can borrow against a… (View Post)

Welcome - this is a friendly and relatively tame board. Lots of open talk about money, finances, deals, budgets, etc. Feel free to ask any questions you may have, and you are likely to get a variety … (View Post)

Glad to help. The way I see mortgage debt is this: 4.5% on (let's say) a $400K mortgage over 30 years has you paying about $330,000 in interest. To drop this to 20 years, you have to pay an extr… (View Post)

Yes I absolutely think this has to do with January. Consider this: health insurance is not something that was meant to exist as a right (wait, bear with me here); it was meant to exist as a business.… (View Post)

Yep. They might also be spending down cash so that they be all, "oh look, we can't afford to pay for our house!" Still - what they are doing is basically fraudulent, and it will absolu… (View Post)