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I don't take it into account for me. That said, I DO take it into account for clients. For instance, I won't speak to a client about an inheritance if I know that client's spouse is on… (View Post)

I'm not Dave Ramsey's biggest fan. In fact, I disagree with a lot of what he says. So take my advice with a grain of salt. 1) $1,000 probably isn't enough. You need to have enough in a… (View Post)

If you haven't already seen this, I nearly died laughing: http://deadspin.com/my-kids-insane-christmas-wish-list-annotated-1476311653?utm_campaign=socialflow_deadspin_facebook&utm_source=dea… (View Post)

OP, the reason you want to do Roth accounts instead of regular 401(k) accounts (after the employer match) is because of taxes. You do get a deduction for a regular 401(k) contribution, but that'… (View Post)

Sometimes you can see the writing on the wall if you watch it closely enough. Though, usually not until the first part of the crash has begun. The 2008 one was something that some folks knew about b… (View Post)