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Community› hoffse› Love it
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  • Activity
  • Posts211
  • Replies3.7K

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  • Re: should I go into foreclosure?

    hoffsehoffse
    January 2014
    I agree with Brij... OP, I suggest posting your budget in a new thread and also adding a few things: -Income-Interest rates (and balances left on loans and CCs)-Cable/internet-Groceries...-Eating out… (View Post)
    Report1
  • Re: should I go into foreclosure?

    hoffsehoffse
    January 2014
    Look at this calculator to get a sense of when you will break even. You can even see what happens if you pre-pay at various times: http://mortgage-x.com/calculators/extra_payment_calculator.asp I wou… (View Post)
    Report1
  • Re: How far in advance do you plan your budget?

    hoffsehoffse
    January 2014
    My paycheck is steady so I plan pretty much a whole year in advance... it helps me account for things like car insurance and wedding gifts. If you can, try to live off the steady income. The fluctuat… (View Post)
    Report1
  • Re: Combining Finances

    hoffsehoffse
    January 2014
    Ours are all joint. We even have trading privileges on each other's investment accounts. Right now H is in law school, and I'm a lawyer... so yeah. I make 95% of the income. I have no issue… (View Post)
    Report7
  • Re: Buying vs. Leasing a car

    hoffsehoffse
    January 2014
    OP, with the trade-in value from H's really crappy Altima, we can buy him a brand new 2014 Civic. With the prices we were quoted through our Costco membership, it would cost us about $275/month … (View Post)
    Report1
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