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Ok that makes sense. Good on you for checking! (View Post)

The loans were originally in my name. As soon as I graduated, my parents paid them off and basically re-fi'd them for me, so I'm paying them back at half the interest rate. It was a really… (View Post)

Really, federal student loans should absolutely "count," whether deferred or not - you can't discharge them in bankruptcy, unlike a mortgage. They stick with the borrower forever until… (View Post)

I found a pretty good calculator that estimates 1.3% for taxes and insurance. Property taxes can vary a lot, but that's average. When we got our quote back from the bank, the 1.3% that I had bee… (View Post)

I agree! I actually argued with the guy about it a bit - and then I realized what I was doing and shut my mouth. But still. I CERTAINLY factor it in, which is what I was trying to get him to underst… (View Post)