hoffse member

You can contribute to both, but there's an annual max across all IRAs. If you hit the annual max with your ROTH, then you can't contribute to another IRA that year. If it were me, I would … (View Post)

Also, kudos to you for listening and taking some of our suggestions. Usually people just make excuses. The people on this board love talking about all things money, deals, budgets, financial changes,… (View Post)

First, you need to find a place you can rent for relatively little money - with your incomes, I would look for a place that's less than $1,000/month. Develop a budget for things you must pay for… (View Post)

yeah, the more I think about it, I really do agree with this. Some things in life are worth paying for. I hear you on the small difference between 1 bedroom and 2 bedroom, but in your case I might d… (View Post)

I've always thought $1,000 is crazy low. One really bad day could blow through that. IMO you need enough to cover your insurance deductibles or OOP max's simultaneously. If you are a homeow… (View Post)