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Community› hoffse› Love it
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  • Activity
  • Posts211
  • Replies3.7K

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  • Activity
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  • Re: How much did you save for closing?

    hoffsehoffse
    May 2014
    Good idea. I've talked to our credit union very casually about it... they usually offer a closing cost promotion on at least one of their mortgages. It just depends on which one is carrying tha… (View Post)
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  • Re: How much did you save for closing?

    hoffsehoffse
    May 2014
    Thanks, all - this is helpful. Yes I have lawnmower and trimmer on my list too, though if we buy in fall we might be able to delay those a bit. A grill is also on there, but it's delay-able. The… (View Post)
    Report1
  • Re: Wedding invite...do we go? send a gift?

    hoffsehoffse
    May 2014
    Yeah I agree. If you want to have a destination wedding where people can't afford to go, that's fine. Just don't expect a lot of people to show up. If you want local people to be ther… (View Post)
    Report1
  • Re: Paying off HELOC advise and budget help

    hoffsehoffse
    May 2014
    It depends on whether it has vested or not. You can count anything that is fully vested - meaning you can take it with you if you were to leave tomorrow. If it's not vested, then it doesn'… (View Post)
    Report1
  • Re: Paying off HELOC advise and budget help

    hoffsehoffse
    May 2014
    With your incomes I would get retirement up to 15% gross first. You have a standard of living that presumably you want to maintain in retirement, and I don't think you're doing enough to ge… (View Post)
    Report1
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