hoffse member

I should add: we don't have a great way of budgeting for clothes. Clothes are part of our "slush" so any given month we might spend $0 or $500. Honestly, it depends largely on the BB s… (View Post)

One other thing - even if you do decide to pay the fee, PLEASE do not surprise your H with that. Honestly, I'm not his biggest fan from some of the things you've described previously, but i… (View Post)

Agreed. You're a nice person, and unfortunately you seem to get dragged in the middle of this stuff on a regular basis. Because you're a nice person, you feel bad for not helping out. I get… (View Post)

Total Money Makeover is the one that gets talked about on these boards a lot. I'm not a follower, so I would suggest independently researching some of the stuff he says to do. Personally, I thin… (View Post)

This is what you do: 1) Stop using the cards for anything. Do NOT add to those balances.2) Pay minimums on all of the cards so that none of the cards go to collections.3) Then throw any extra money y… (View Post)