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  • Activity
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  • Re: Buying a house, in need of some budgeting advice!

    hoffsehoffse
    October 2015
    I also just read that you say you have unfortunate spending habits. What does that mean? Do you have credit card debt? Big student loans? How old are you? Have you started contributing to retirement … (View Post)
    Report1
  • Re: September/October monthly check-in.

    hoffsehoffse
    October 2015
    September 1. What were your financial goals for the month? Stashing away enough to fund our Roths for 2015. 2. Were you able accomplish them? Yep - funded them yesterday in full. 3. What were your gr… (View Post)
    Report2
  • Re: Uh, what?

    hoffsehoffse
    October 2015
    Oh my god. Talk about rationalizing some extremely poor decision-making. Two words: compounding interest. (View Post)
    Report1
  • Re: A few retirement questions

    hoffsehoffse
    September 2015
    Start at a place like Fidelity, Vanguard, Schwab, etc. You should look at an IRA (individual retirement account) to start. There are two main kinds: traditional IRA and Roth IRA. A traditional IRA le… (View Post)
    Report2
  • Re: 2015 taxes...file jointly or separately?

    hoffsehoffse
    September 2015
    Yes and no. Both are technically called deductions, but one is above the line and the other is below the line. When you hear the word "deduction" most people are talking about things that … (View Post)
    Report1
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