hoffse member

Agreed 100%. I feel like regifting is a little deceptive - the recipient thinks you spent time/money/energy picking out something just for them, and really you are unloading something you don't… (View Post)

Highs -Finished paying off H's car -Went to Italy with my parents, which was so much fun; my mission to break the ice was successful, and they are booked on a trip for just the two of them in Ju… (View Post)

Lol, r/churning has been pretty useful for this. And if we DO get pregnant in the next few cycles we are going to use those points for post-baby visits to great grandparents in California and Wiscon… (View Post)

Sorry, I wasn't clear in my previous post - records of receipts, W2's, etc. don't need to be kept after the audit period because if the state or IRS audits you after the statute of li… (View Post)

Yeah the 4% rule is important to know about. One thing people lose track of is the fees tied to their accounts. If your account has a 1% annual fee, now you have to live off of 3% in order to stay un… (View Post)