hoffse member

Budgeting to zero refers to how much of your monthly cash flow you budget, not how much is left in your checking account at the end of the month. I agree this is not mutually exclusive. We keep a mor… (View Post)

@Brij, do make sure to replace the hot pink pumps. Mine made my short list of shoes that had to fit on my closet door rack. They spark joy every time I look at them, even though they are not appropri… (View Post)

I'm only a couple of weeks into my efforts to KonMari my entire house so that my possessions "spark joy" and my life isn't burdened by clutter. H joined me this past weekend, and … (View Post)

For our first trip I opened Sapphire and Freedom and he opened Ink bold. He has a side business. We made each other authorized users just so we would each have a copy of those cards. That netted 123… (View Post)

On annual fees... I used to be super opposed to annual fees. But I have come around to it for limited things. Our IHG cards each charge an annual fee, but then we get 1 free night. So we are paying $… (View Post)