maple2 member

I do think there is a tremendous difference between people going through hard times who just need to tighten their belts and people who have pretty much only known a life of poverty and can't re… (View Post)

I would close all cards except one. If you don't use the cards, there is no reason to have them but you are still subject to the risks you mentioned. I would keep one of the non-store cards open… (View Post)

It seems unreasonable to me, but then I did my own hair for my wedding and so did everyone else who was a part of the day. I may not be the best judge. (View Post)

We saved money on essentials by cloth diapering, breast feeding, making baby food, accepting free stuff, shopping consignment stores/garage sales/craigslist for clothes and toys, and generally trying… (View Post)

Ignoring the Roth part right now, a 401k is an employer sponsored retirement plan while an IRA is a retirement savings option that an individual sets up and manages on his/her own. If your employer o… (View Post)