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These are the magic numbers from the IRS. High deductible health plan. For calendar year 2017, a “high deductible health plan” is defined under § 223(c)(2)(A) as a health plan with an annual deductib… (View Post)

DHs HR person told me she thinks everyone will go to a HDHP with an HSA. Kind of like everyone went from an HMO to a PPO. It definitely holds you more accountable to checking the bills thoroughly whe… (View Post)

I'm sorry you're going to have to deal with this. Just remember that if your income goes up, you will have to pay back part of the subsidy come tax time. If anything, estimate your income l… (View Post)

I don't think there's anyone who will say Obamacare is perfect. It's not. It needs to be tweaked. I just looked it up and in my state, a family of four can make between 60,000 and 97,0… (View Post)

I totally agree with you on buying insurance across state lines and lowering medical costs. My dad always quotes the figure that 2/3 of your lifetime healthcare costs are spent in the last 6 months o… (View Post)