I LOST my ring!

angel28783

After six years of marriage, I have lost my engagement ring.  It has been missing for months now, and I finally have to admit that it's gone.

I had been becoming increasingly absent-minded with my ring as the years have gone by.  Familiarity, I guess.  Several months ago I even bought myself a silver necklace to hang the ring on during times when I wasn't able to wear it (example: On most of my work days I have to wear surgical gloves and protruding rings aren't allowed).

Has anyone else lost an engagement ring?  What did you do?  I can't afford to just buy a new one.  I read somewhere that I could possibly put in a claim on my homeowner's insurance in order to get a replacement ring.  Is there any truth to that?  Ugh.  This stinks.

Leftie22

I guess it depends on your insurance, but you also might have to pay a deductible. If it's a lot of money, it might be better spent on a new ring. It sucks that the ring is gone, but it is just a symbol. If you do decide to get another ring, maybe choose one that you could wear every day and not have to take off for work?

Sillygirl45

Usually you have to have a separate addendum on your homeowners policy for the ring itself.

This is really awful. So sorry for you!

I really think if I ever lost my ring (after someone talked me off the bridge I'd planned to jump off) I would get myself a nice diamonique. I bought my sister some earrings from QVC a few years ago, they are seriously beautiful! I'm pretty picky too.

TattieSoup

Sorry to hear that, what a shame!

I wanted to make sure my ring was insured when I bought it so I checked with my house insurance provider and they said if it was worth less than £1500 it was covered, otherwise it would need to be listed separately as a valuable item. It is worth less than that so I didn't have to arrange anything special.

If I lost my engagement ring I would be sad because it is pretty and was expensive, but I would try to tell myself it isn't that important. I would be lying to myself if I said it had no sentimental value, but really the wedding ring is the part that is important. I would keep telling myself that until I believed it. :P

BulgariHeart

I think that unless there was a rider in place on your policy to ensure the ring, it's too late for a claim. I had to have mine appraised in order to have a rider added.

BulgariHeart

Sorry, double post

arhayden1

So sorry to hear that. I totally get you on the glove thing so a bit of advice for future reference alot of the nurses I work with have a completely seperate band for work so they don't risk this; I know this comes across as could of, should of but just something for your next ring

jtmh2012

When we talked to our insurance provider, they covered $1500/piece and $2500 for the entire collection as part of our homeowners insurance.  Anything more required a rider.

Chocoholic21

I have lost multiple rings at this point, so I may be too casual about the ring loss thing, but I just replace them with plain silver bands at a slightly lower budget at this point.

BUT not everyone is as sucky or ditzy as me.

That being said, you can ease the guilt with the knowledge that out there somewhere is me, 6 rings down only 3.5 years into marriage. And we are still doing well.

bridget0117

Lurker butting in.

I lost my rings (both of them) after a few months of marriage. I seriously cried for 3 days, it wasn't even about what they cost it was the sentimental value that really hurt me. My H had worked so hard to get me those rings and I had lost them within minutes. I was hurt and my H was pissed off. Lol.

We didn't claim them or anything so I basically walked around without rings for several months. It sucks and nothing anyone says can make it better. I know, it's just a symbol but it's something so special and it being gone for ever just plain sucks!!!

I hope you can do something about it with the insurance and hopefully get a new one. I'm truly sorry you lost your ring

Butting out....