Trouble in Paradise
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Re: husband
Being the sole breadwinner has to be a tremendous burden. You deciding not to work is not just about you, it's about him, too. He becomes the only person in the household with money coming in, health insurance for everyone, life insurance, dental insurance, etc. His ability to work is the key to holding the whole family together. I'd blanch under the sort of pressure, as well.
If you are serious, you need to show him that financially it makes the most sense for your family.
I also think you need to realize that perhaps this is NOT the best financial decision. You need to listen to his side, too. You need to do what's best for your family (financially, emotionally), not what's best for you.
Good luck with your conversation with him. I hope you both can reach some common ground.
Don't bring kids into a picture where you and your H are having money problems of any kind --- anybody here with kids will tell you kids always need something. And that in itself takes money.
You may change you rmind over time; for now, concentrate on paying your bills.
Work hard at that and maybe in a year or a year and a half, when things are better financially, see what you think of being a stay at home mother. GL.
OP, not everyone has the luxury of being a SAHM. If you and your H have debts going into this whole parenting thing, then it would be very unwise for you to stay home and I think very unfair for you to expect your H to be the sole one responsible for bringing in money. Even if you at least worked part time, that would be better, so you aren't left struggling financially. I highly suggest trying to pay off as much of your existing debt as possible before having a baby too so at least it's one less thing to worry about. Babies do cost money too, so consider that added expense in your budget before you think you want to leave your H to cover everything $wise.
How much have you and your DH REALLY talked about this? There are a whole lot of "thinks" in your post. What about "knows"? Outside of the $$ (which IS a very valid concern), talk to him about what other issues are on his mind.
And I fully agree- if he does actually see being a SAHM mom as being "lazy", he's going to be that ass of a DH who is totally unsupportive and who will probably do the minimum to help you w/ the kid. Because he'll see himself as the person doing "all the work" while you sit at home doing "nothing". Be careful of this.
But truly- I too wonder if you actually talked about this before getting married or not.
~Benjamin Franklin
DS dx with celiac disease 5/28/10
Wait for your financial legs to get solidified. THen see what you think, in a few more years. You may not be interested in being a stay at home mother anymore; you never know.
Edited typos
I really can't tell from this--did he actually SAY that he thinks you're lazy for wanting to do this? And while I agree there are big things you should sort out before marriage--kids vs. no kids, for example--things like being a SAHM are pretty subjective until you actually become a parent. I know not everyone would agree but there are many variables that change--finances, desire to stay home once you see what it is going to take, desire to work part-time when you thought you'd go full-time; even having a child with a disability and realizing someone will HAVE to stay home when both parents were set to work. I think the bigger issue here is to get your finances in order. If there are expenses to be cut, debt to pay off, do it. Talk to other parents in your area and determine two different budgets, maybe even three--one where you both work, one where you stay home, one where your H works full time and you work part-time. And try to have an open conversation, free of blame and defensiveness, to discuss your fears and expectations. If this is impossible then you need to put off children for a bit and involve an objective third party.
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(my husband is a stay at home Dad)
Chronically hilarious - you'll split your stitches!
I wrote a book! Bucket list CHECK!
http://notesfortheirtherapist.blogspot.co.uk
I agree with alot of the prior posters. I would pay off the debts asap but prioritize what you want because paying off debt, having a kid(s), and working/not working don't all coincide.
Personally, we discussed this before we got married, and my husband said what he loves about me is that I want to work if we have kids. In fact, he wouldn't have married me if all I wanted was to stay at home with the kids. I hope this isn't the case for your situation seeing that you are already married.
But if you want a compromise, I like Reilly626 and how she worked it.