Money Matters
bingbongsmama
member
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Long term disability through job
Long story short, I've been on short term disability. After X amount of weeks, it switches over to long term disability. All I know is that a new application will be sent to me and my doctors, it's still the same % of my pay, and LTD can go for up to X amount of months. Aside from that, I'm confused about what this means.
On STD I was reviewed every month, they requested doctors notes and updates. I have to stay on top of things to make sure I meet the deadlines. Would they continue with the reviews that often? How is LTD different, or is it just a technicality?
Appreciate any info!
On STD I was reviewed every month, they requested doctors notes and updates. I have to stay on top of things to make sure I meet the deadlines. Would they continue with the reviews that often? How is LTD different, or is it just a technicality?
Appreciate any info!
Re: Long term disability through job
I'll answer the one question I can. It varies by policy but, typically, an STD policy runs from usually 1-2 weeks after the disability through usually six months and then ends. An LTD policy typically runs from 6 months AFTER the disability occurs. That is typically the only difference. The timeframes in which they run.
For example, at my work, we only have access to an LTD policy (weird, I know). If I'm out of work for 3 months due do to a disability. Too bad for me, I'd have no disability insurance to fall back on. Because the LTD policy wouldn't kick in until after I'd been disabled for 6 months.