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GTKY: MM Related Questions
Now that we've finally started to get some "regulars" around this board again. Let's do a GTKY (Get To Know You). I'll keep them Money related.
1. What age do you want to retire?
2. If money weren't an issue, what would you do for a living?
3. Do you use credit cards on a regular basis?
4. Are you a spender or a saver?
5. If you could buy 1 thing right now (no matter the cost), what would it be?
6. You were just given $500 to spend. What would you do with it?
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)
Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
Re: GTKY: MM Related Questions
1. What age do you want to retire? Hoping to retire by 60.
2. If money weren't an issue, what would you do for a living? Does SAHM count? I am really hoping to be able to afford that.
3. Do you use credit cards on a regular basis? We haven't used any of them in 3 months. I don't really feel like they are good or bad I just enjoy not having that bill at the end of the month.
4. Are you a spender or a saver? I was a spender but I am proud to say I am officially a Saver!
5. If you could buy 1 thing right now (no matter the cost), what would it be? A new car. Ours is just getting old and beat up. I know we can get another year or two out of it but I hate the thought of putting a child in that car *shudder*
6. You were just given $500 to spend. What would you do with it? Put it towards Student Loan debt!
Love: March 2010 Marriage: July 2013 Debt Free: October 2014 TTC: May 2015
1. What age do you want to retire? I believe the earliest I can retire is 57, so 57!
2. If money weren't an issue, what would you do for a living? I would own a bar on the beach or work in an animal shelter.
3. Do you use credit cards on a regular basis? I've been trying really hard not to. I've gotten back into the habit of paying them off every month with the exception of my big one ($1,800 balance), but I have gotten in the habit of paying on that one each pay check.
4. Are you a spender or a saver? Currently a spender, but working towards becoming a saver. I really am so tired of living pay check to pay check so I'll be happy when I have a cushion again.
5. If you could buy 1 thing right now (no matter the cost), what would it be? I would buy granite countertops! Or finish paying for my wedding so our parents don't have to...
6. You were just given $500 to spend. What would you do with it? At this moment I would pay for the flowers for my wedding, but ask me in 37 days and I'd put it towards my credit card balance of $1800.
1. What age do you want to retire? Around 60, but maybe a littler earlier if posssible.
2. If money weren't an issue, what would you do for a living? I like what I do, but I'd love to be able to write for a living and or work with some non-profits that are close to my heart.
3. Do you use credit cards on a regular basis?I use my rewards card to pay for a lot of things and get points, but that gets paid off every month now. I used to use it for everything and not pay it all down, when I was in college and bit me in the butt, so no more of that.
4. Are you a spender or a saver? I'm the middle now--I used to take after my parents and be a huge spender but I'm much better about it now.
5. If you could buy 1 thing right now (no matter the cost), what would it be? My dream home on a lake, complete with a little boat in the garage and a barn (with horses)....Does that count?
Otherwise, I'd love to do Lasik so I don't have to deal with wearing contacts/glasses all the time!
6. You were just given $500 to spend. What would you do with it? I would try my hand at investing in the stock market. I'm scared to lose my money but if someone just gave me some cash to play around with, I wouldn't feel too bad if I lost some of it.
1. What age do you want to retire? 60
2. If money weren't an issue, what would you do for a living? Travel professionally.
3. Do you use credit cards on a regular basis? Not anymore. We used to though.
4. Are you a spender or a saver? Used to be a saver, but now that we're doing TMM I'm almost a spender. Mostly because I realized how much I really like shopping. But now it's done in a different way.
5. If you could buy 1 thing right now (no matter the cost), what would it be? A house in the country.
6. You were just given $500 to spend. What would you do with it? Tithe 10%, spend $100 on a raised garden bed, and put the rest toward our next student loan.
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)
Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
1. What age do you want to retire?
Ideally, around 50. It can be done if we're willing to give up good incomes, so I think being mentally prepared to part with our incomes is going to be our biggest challenge, rather than saving the money to actually do it. H also gets bored really easily, so he'll probably always work a little bit just to entertain himself. We've talked about buying a condo in Europe in our 50's/60's - some place that either has a hub for low cost airlines or is a rail hub so that we can travel to other countries once we're over there - and then doing 6 months there, 6 months here and working part-time remotely. H is actually a dual citizen and holds an EU passport, so he can work in the EU if necessary. It sounds like a pipe dream, but it's actually something we're getting more serious about.
2. If money weren't an issue, what would you do for a living?
I would work as an undergraduate writing consultant. I did this part-time in college and absolutely loved it. I really loved everything about it, except the lousy pay.
3. Do you use credit cards on a regular basis?
I only use credit cards. I like the consumer protection it gives me, I like that they act as a cushion between stores and my bank account, and I am getting to be an extreme points-earner (is that a thing?). Sort of like an extreme couponer, but with credit card points. At the end of March I had earned more than $300 in credit card points in 2014, just by being strategic with which card I use. I also get extra cash back by using ebates and fatwallet religiously.
4. Are you a spender or a saver?
I'm naturally a spender, but I hate to part with money. It's a bit of a problem. So I'm a spender when it comes to bargains. Otherwise, I'm a saver when there are no bargains to be had.
5. If you could buy 1 thing right now (no matter the cost), what would it be?
Probably a house. Otherwise, a horse, barn, tack, and a (hired) person to take care of it...
6. You were just given $500 to spend. What would you do with it?
Put it toward student loan debt or else a new mattress.
1. What age do you want to retire?
I'm 26 now, so it's hard to project out 30-40 years. I don't know that I'll ever fully retire, I think maybe around 55 I'll try to cut to a strict less than 40 hours a week, and continue to cut back to part-time
2. If money weren't an issue, what would you do for a living?
I'm really lucky, exactly what I'm doing, but probably part-time
3. Do you use credit cards on a regular basis?
Yes.
4. Are you a spender or a saver?
I'm a spender. But, I can save when I need to
5. If you could buy 1 thing right now (no matter the cost), what would it be?
My dream house
6. You were just given $500 to spend. What would you do with it?
Spend it on a weekend with friends in Boston or NYC
1. What age do you want to retire? Ummm now would be nice! :P Realistically? Probably 60 but I guess it'll depend on where we are financially.
2. If money weren't an issue, what would you do for a living? Wildlife photographer
3. Do you use credit cards on a regular basis? Yes but only one. Our AmEx for big purchases to get the points.
4. Are you a spender or a saver? Saver...so much a saver...
5. If you could buy 1 thing right now (no matter the cost), what would it be? I would buy a house outright!
6. You were just given $500 to spend. What would you do with it? DO I *have* to spend it or is saving an option? If I have to spend....I would get some new furniture...All of ours is basically from IKEA and falling apart.
1. What age do you want to retire? I am hoping 55-60.
2. If money weren't an issue, what would you do for a living? I would be a school bus driver. I used to be one and I will become one again once our future children all go to elementary school. I can't wait to do that again.
3. Do you use credit cards on a regular basis? Yes, we have 2 airlines cards that we use. We pay them off either weekly or every other week. We love to travel, so we are trying to get free flights. I wouldn't use a cc if this wasn't the case.
4. Are you a spender or a saver? I guess I am a spender, but I have been really good at being a saver. I know if I didn't have goals I would be a spender.
5. If you could buy 1 thing right now (no matter the cost), what would it be? A house! Definitely!
6. You were just given $500 to spend. What would you do with it? I would put it straight into savings for a house. If I couldn't save it, I would add it to my budget to Las Vegas next month. There are things I'd love to do that I don't want to spend my money on haha.
1. What age do you want to retire? 60
2. If money weren't an issue, what would you do for a living? I would be an architect, but I really think I would like to be a SAHM and actually have more time to work on my business.
3. Do you use credit cards on a regular basis? We are trying to cut back significantly, but I do have one that I use maybe once a month, and DH has one that he limits his spending on. We did recently go shopping crazy on baby items...
4. Are you a spender or a saver? I am a mix of both. I like to spend when I need to, but I hate parting with money. So I spend when it's a great deal, but save the rest.
5. If you could buy 1 thing right now (no matter the cost), what would it be? A house.
6. You were just given $500 to spend. What would you do with it? I would put it towards my credit card, if not, I would put it away in my DP fund.
1. What age do you want to retire? Fantasy-35, Depends on how I feel, it things keep going as planned I should be able to retire at 55. I will wait until 60, just to keep my money growing.
2. If money weren't an issue, what would you do for a living? Volunteer work.
3. Do you use credit cards on a regular basis? Yes, our Amex. (We do not carry a balance).
4. Are you a spender or a saver? Spender
5. If you could buy 1 thing right now (no matter the cost), what would it be? A Chanel or Hermes bag.
6. You were just given $500 to spend. What would you do with it? Nude Manolo Blahniks. The same ones I have in black. I love those shoes.
1. What age do you want to retire? Hoping to go part time by 70, probably going to stick around due to health care
2. If money weren't an issue, what would you do for a living? Dog walker or professional organizer
3. Do you use credit cards on a regular basis? Yes, only for haircuts & gas. We put cash aside for that to pay cards off in full. Using that to help re-establish husbands credit history to show that he can use card responsibily & pay off in full each month. It has really been helping to improve his credit.
4. Are you a spender or a saver? Historically I was a spender but more of a saver ow
5. If you could buy 1 thing right now (no matter the cost), what would it be? New wardrobe
6. You were just given $500 to spend. What would you do with it? Ideally I would love to use it for a long weekend getaway but realistically I would put it towards bills.
1. I have no idea, but I'm hoping 55 or so. 2. Money's not an issues for this job, but I would like to be a travel agent for the perks. 3. I wouldn't say on a regular basis, but usually for groceries and vet apts 4. I'm a better saver, but I like to spend too, I just keep it in check 5. I would buy a house right now 6. I would put the money towards the house DP (see, saver!)
1. What age do you want to retire? Don't have a set age yet, but around 60-65 would be nice. I honestly don't know what I would do with all that time.
2. If money weren't an issue, what would you do for a living? I'm already doing what I love doing. Luckily money isn't an issue with it.
3. Do you use credit cards on a regular basis? Only when we make a big purchase so we can get points or online shopping
4. Are you a spender or a saver? Saver, but when I spend it's something I really want.
5. If you could buy 1 thing right now (no matter the cost), what would it be? Hot Tub. we really want one.
6. You were just given $500 to spend. What would you do with it? probably an iphone 5c
Our plan is to travel. All over the world and in a car through the states.
We also have a goal to have a vacation home bought and paid for before 40. So we would likely split our time between here and there, or retire fully there. My parents would split the cost of this with us, and are planning to retire there. So we would actually probably help take care of them some at that point.
But our plan is to also put more than 15% into retirement so we can make this happen.
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)
Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
1. What age do you want to retire?
55... but i'm not entirely sure that will be possible.
2. If money weren't an issue, what would you do for a living?
Same thing but i'd only work part time.
3. Do you use credit cards on a regular basis?
Never! I've finally paid them all off! Never again!
4. Are you a spender or a saver?
Saver! Like major saver in that i hate spending money and any money thats spent is spent responsibly.
5. If you could buy 1 thing right now (no matter the cost), what would it be?
Jet Ski.
6. You were just given $500 to spend. What would you do with it?
I'd use it toward paying off debt.
@hoffse This is on our retirement bucket list. It only takes 180 days.... each. ;-)
https://www.oceaniacruises.com/around-the-world-cruise/
Then board this one.
http://www.silversea.com/worldcruise2015/itinerary/
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)
Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
This is a dream for us. However, the cheapest tickets are $50k per person. That does not include drinks or gratuity for the 180 days.
Our incomes likely won't allow us to spend like this in retirement, but we aren't removing it from our dream list.
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)
Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
1. What age do you want to retire? 60
2. If money weren't an issue, what would you do for a living? Wedding Planner or International Recruiter for my Alma Mater
3. Do you use credit cards on a regular basis? No. Got into Credit Card trouble in college. Got out, but am still leery of them. I need to get one soon to rebuild credit.
4. Are you a spender or a saver? Saver now. More like a money hoarder!
5. If you could buy 1 thing right now (no matter the cost), what would it be? A house. Or Braces.
6. You were just given $500 to spend. What would you do with it? Put it in the bank!