Buying A Home
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Credit Bureau?? Home buying.... almost there but totally freaking out...
So.. as some of you may already know I am in the process of buying a home but it has been a never-ending roller coaster. I am still waiting to hear if my "conditions" have been cleared. Supposed to close next week.
SO, there has been a collection account on my record since I began this process. It is for $900 dollars, a surgery I had a year back and I completely forgot that I had a deductible... the reason it slipped my mind so easily is because I was never notified by the medical office, I didnt get a call or letters or emails, nothing... then when my LO pulls my credit I had to give an explanation for this...and I did just that.
THIS MORNING I got a call from the credit bureau agency.... FIRST TIME EVER. I told them I am aware and will pay it within the next few weeks (which I will, but my LO said dont pay it right now it may eff up the credit so wait and see if they instruct you to pay it).
HOWEVER, I DIDNT EVEN THINK... CAN SPEAKING WITH THEM AND ACKNOWLEDGING THE DEBT MAKE ME NOT GET THE HOU0SE??? CAN IT MESS WITH MY CREDIT MORE? MAKE IT MORE 'CURRENT' EVEN THOUGH IT IS ONLY A YEAR OLD?
PLEASE HELP.
SINCERELY,
-FREAKING OUT.
Re: Credit Bureau?? Home buying.... almost there but totally freaking out...