This is tigerfighter I forgot my password to my alias sn, so doing decent financially, got my MC down to under 4k and my furniture card is about 1.7k. I plan on using my return to pay off the cards. I am thinking of paying off the furniture card as it is an $80/month payment. Then I can use the furniture payment towards the Mastercard. My goal is debt free by end of may. I need to buy a new car and don't want multiple payments at the same time. My last kickboxing payment is also in February so I will make better head way after February. My work has been busy since October and doesn't look like it is sloving down so overtime should be available. My other goals are doing good, over $1k in my 401k, $500 in my e fund, and $500 in regular savings.
Re: WWMMD
I would pay off the furniture card first- so with your tax return put it towards that, and then snowball that money towards the other card. But you have made a ton of progress.