Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
New policy and fee to be aware of with flood insurance (NFIP)
For those of you who have flood insurance, NFIP (National Flood Insurance Protection) recently implemented a new fee and policy and there are important steps you need to take in order to not get burned. (Also a bit of a vent)
In addition to the normal premium, they are also charging a $50 annual fee for homeowners and a $250 annual fee for non-owner occupied properties. But here is the catch, in order to be charged only the $50 fee, you have to sign and return their letter that basically states you live in the home insured. You also have to send in proof of residency, like a copy of your state id.
I'm just extra po'ed right now because they sent my proof of residency letter on April 1st and then sent my renewal bill on April 2nd. And my renewal bill has the higher amount because I have not sent in my proof of residency letter yet. Really? You mean the one you sent me one day earlier? Jerks.
In fact, I actually haven't received either the letter or the bill in the mail yet, but I contacted my agent when a coworker told me about this. My agent was at least able to e-mail these items to me. I've already sent her back my signed letter and proof of residency. But she told me it takes a few weeks for them to update the bill. And my premium is due May 16th!
If they really drag their feet, I might very well be put in a position where I will be forced to pay the wrong amount, just to ensure they receive my mailed check on time and I don't have a lapse in coverage.
I highly recommend, if you haven't already received your proof of residency letter from NFIP, get on the horn to your insurance agent to have them send it to you.