Home warranties

mrsnala

Lurker here - did any of you have a home warranty? If so, did you have to use it/did they really fix/cover the issue? We have one, expires in September and the dishwasher is crap - pieces are melting off/already melted. I'm wondering if its worth the call and the $75 to have them come out and the likelihood they would actually replace it.

gwennythepooh

We had one that we renewed a couple of times. Did they fix/cover the issues? Yes and no. Our garbage disposal crapped out and they replaced that. A couple cheap repairs were made on appliances. But when it came to a larger repair (we had a back up upstairs that caused water to leak through our downstairs) - they said it was because the installation of upstairs plumbing had been done incorrectly and that would not be repaired. The answers were vague and we didn't know enough about home repair to ask better questions. So for a dishwasher? I'd think you have a good shot. But for anything larger - I wouldn't count on it.

kris356

We never used ours and didn't renew. My sister had a plumbing issue, sewer backed up into the basement when they ran the washer. It was not covered because the issue required cement removal?

So, I am with Gwen. Appliance maybe but anything else they love to wiggle out of.

northhillsbride

We got one with our house last year when we bought - our realtor/friend paid $80 to add on the pool warranty. Let's just say when we went to renew last month, we found out we were red flagged back in October. So, needless to say, we used our quite a lot in the year (granted the majority of it was for the pool).

Pool heater replaced ($3500), numerous pool pump parts replaced (prob $1K worth)

Garbage disposal motor burned out - they replaced the whole disposal

We had trouble with the furnace when we first moved in and they fixed

So, for us, it was well worth it. We ended up buying another warranty, and adding appliances on (which will cover the fridge, the washer/dryer, etc.) - at roughly $840 / yr with the pool coverage, it's well worth it right now to have a $60 co-pay.