Question about HSA and 401k rollover

julieanne912

OK so I have an HSA at my current job with $500 in it.  My new job offers a couple of insurance plans, one of which is an HSA plan.  I don't know the details of it yet but I'm thinking that's probably what I'd go with because of the HSA option.  

Anyway, with my current HSA, do I just leave it where it is or is that something I have to arrange to take with me?  PayFlex is the company that's used to maintain the HSA funds.  I asked our HR lady here and she wasn't that helpful.  

Also I have a bit of money in a 401k here, I'm assuming I can just roll that over into my new company's 401k?  

jtmh2012

Personally, I'm a fan of rolling things over just because it makes it easier to keep track of things.

You could roll both into your new plans.  Or have the 401k rolled into a rollover IRA.

labro

Unless the new 401k plan looks terrible investments wise I'd just roll it over. But that's just my personal opinion and I think it makes life a little easier. Aka what @jtmh2012 said.

smerka

I've only been at three jobs with 401ks. When I left each one, I moved the money to a rollover IRA.  I wanted more control, better investment choices, and to make sure i didn't lose track of them.