Investing...

Cristin Welch

So we need to start investing...

Who do you use?
What do they do for you?
Do you have to pay them? If so...How...like commission, %, flat fee...

Would you recommend them?

Sexilexi

For my Roth IRA I use Vanguard, DH 401K is also Vanguard.  Our savings account and mutual funds and CD is through ING Direct.  For my IRA there is a yearly maintenance fee of about $10 and the ING stuff has a slight fee I don't remember exactly how much.

soon2bWardel

 I've heard all sorts of things about investing right now...so the boards are probably not the best place to go -- but I do heart ING. We're waiting for the Fed to increase the interest rate before we lock in on a CD because the rates on them aren't so hot. .

Cristin, if you need a referral to ING, email me. (you get $25, I get $10 - it's a fun game to play  

Cristin Welch

I would love a referral. I came here hoping to get one...

I do not have your email...only your blog address.

SDSUBrideNGroom @ gmail.com or post yours

ppbcup

I have mutual funds through ING Direct.  There is a slight fee but I think it depends on the fund you choose.  They make it really easy.  DH and I aren't ready for hard core investing just yet so this works for now.

Pil

We have a CD through ING Direct also...  I liked it because it's "easy" but on the maturity date we're going to withdraw the money and put it in a Mutual Fund (not sure if with ING still... I've heard about other good companies, unfortunatelly I don't have the names here at work)...  It sucks because we've had that money in there for a almost a year now and when we first started we were supposed to get almost $50 in 6 months...  During the first 6, we got around $40 if I remember correctly...  due to the ups and downs (but mostly downs lately) we only made like $5 bucks this last 6 months!!!  5 freaking bucks!!!  Are you kidding me!?!?!?  Right now I would probably choose a low risk investment for now, unless you can afford to weather it out for a while...

Cristin Welch

We plan to not touch the money for about 45 years...so we plan to do a lot of high risk investing. My DHs 401K thing is getting a 22% return right now...so we are quite happy, but we are maxing it out each month and need to invest somewhere else...