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Make me feel better (long)
I got rear ended this morning coming into work. (Awww, my first accident. Let's scrapbook it!) I was at a yield sign, yielding to on coming traffic (go figure), and this guy rammed right into me.
I started off ticked with my first statement to the gentleman being, "I was yielding, what were you doing?", but the man was nice and it was a legitimate accident. Stuff happens.
I didn't call the cops, both of us seemed to be okay, we exchanged info, my car "looked" fine, he had a crack and some black on his bumper from hitting me. I told the guy I don't think anything will come of this but my husband just got royally screwed (the crazy lawsuit) so I want to be covered.
Called my insurance company and reported it for medical in case something crops up from this. I don't think it will, but you never know.
My mechanic was able to look at my car on my lunch break. The frame is bent and he came up with $1600 as an estimate (and that's an unpadded number). The bumper looks fine, but since it's the frame I don't want to mess around, so I called the guys insurance and reported it.
I asked the claims lady if the guy who hit me would be screwed with his premiums because he was nice, and like I said, it was an honest accident. If it wasn't the frame I wouldn't be calling it in. She was shocked I asked if the other guy would okay, and told me no one had ever asked her that before.
The car is okay to drive, I'm feeling fine physically right now, he was okay, but I'm feeling bad like I'm screwing someone. I reported it all today because I don't want to wait and forget something, and I'm not money grubbing either (like the lady that sued DH). If I get rear ended again (god forbid) my car could be even more messed up and make the frame worse. I know I'm doing what I need to do, but I don't like jacking up someone elses mojo.
Re: Make me feel better (long)
youre doing the right thing. if you have a bent frame that means that your car is technically deficient and you dont want it to cause serious issues to your car, which could potentially result in another (possibly bigger) accident should something malfunction.
while it stinks that this guy was really nice and you feel guilty, you are doing the right thing by reporting it. whether he was nice or not, it was his fault.
i hope you feel better!
You are def doing the right thing....unfortunately it sucks when bad things happen to good people, but this is why this gentleman has insurance. You don't want to mess around with a bent frame.....my Dad's car had a minor bent frame once and a very reliable mechanic told him if he didn't get it fixed another fender bender can total the car.
You should always call the police to document these things. I didn't once because I saw no damage and my father was so mad at me(I was young). I also had frame issues and luckily I knew his license plate and was able to get his info.
It's good that this man was nice and gave you the correct info, but he could have given you false information. You just never know. You are doing what you have to do to protect yourself. He should have had his car under control and that is not your fault. It's nice that you feel bad for him, but remember he was in the wrong and did damage to your vehicle.
you did the right thing! I remember when I rear-ended someone, I was bawling like a baby and felt soooo bad. the guy was really pissed, and I don't think my insurance was affected that badly, so I'm sure the nice guy will be just fine. if he was that nice about the accident, I'm sure he'll be ok if anything does happen with his insurance.
I think the only effect I had when I hit him was that it went on my ins record, and when I switched companies a year or two later my premium was higher. I think. This was when I was 19, so it was a lifetime ago considering I can't remember what happened this tuesday.
seriously, you did great. way better than I would have done!
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