We just closed... again

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We just signed all the papers for our refi.  Kind of strange to be doing it just 13 months after the first one, but the time was right.  Definitely needed something to go right today.  I had a rough start, including leaving my coffee at home. This will save us $200/ month which will really be nice.

cheekywife

yay for extra money each month! boo to a day that starts without coffee though!

Lisichka

It's a PITA to go through the whole process again, but it's so nice to be saving that extra money! We refinanced too almost a year ago, the process was a mess, but we're so glad not to pay more! And boo to no coffee... hopefully, today started on the right note WITH coffee.

MrsKocal

Boo, I just typed this whole response and it dissappeared....

Anyway, what I said was that we want to refi too, but we are loathe to go through that again because it was such a PITA.  Do you mind me asking what your rate is? We thought ours was really good at 5.65% when we bought 1.5 years ago, but I hear the rates have gone down a lot since then?

Did you go through a broker, and if so did you like them?  Our broker was the king of the douchebags, and we would NEVER use him again.

lawby2005

Congrats!...Again. LOL

MrsDe2008

YAY to Amy for saving 200 bucks a month! DH and I have our house up for sale (as you know) and if we don't have any takers by the spring, I think we will also refi. Our rate is 6.5 (we bought 2 years ago) and that's ridiculous when they are close to 5 now. I'm hoping the rates will stay low at least for another year so it gives us time to sell and buy something new.  

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Mrs.Kocal:

Boo, I just typed this whole response and it dissappeared....

Anyway, what I said was that we want to refi too, but we are loathe to go through that again because it was such a PITA.  Do you mind me asking what your rate is? We thought ours was really good at 5.65% when we bought 1.5 years ago, but I hear the rates have gone down a lot since then?

Did you go through a broker, and if so did you like them?  Our broker was the king of the douchebags, and we would NEVER use him again.

Actually, we just went through our bank through which we have our mortgage.  They sent us a letter asking if we wanted to refi earlier this year.  I believe our rate is 5.25%.  You should at least look into it.  Obama is working hard to help people to get lower rates; I figure why not take advantage.

MrsKocal

315bride:

Mrs.Kocal:

Boo, I just typed this whole response and it dissappeared....

Anyway, what I said was that we want to refi too, but we are loathe to go through that again because it was such a PITA.  Do you mind me asking what your rate is? We thought ours was really good at 5.65% when we bought 1.5 years ago, but I hear the rates have gone down a lot since then?

Did you go through a broker, and if so did you like them?  Our broker was the king of the douchebags, and we would NEVER use him again.

Actually, we just went through our bank through which we have our mortgage.  They sent us a letter asking if we wanted to refi earlier this year.  I believe our rate is 5.25%.  You should at least look into it.  Obama is working hard to help people to get lower rates; I figure why not take advantage.

Cool, I will look into it.Thanks!