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Starting to house hunt!

DH and I went to a first-time homebuyers workshop last night and learned a lot.  Enough that we feel ready to actually start house hunting!  We are both really excited, but also a little nervous.  Do any of you have some words of wisdom for us?  Also, for those of you that live in the capital region, do you have any recommendations for people to work with?

Thanks!

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Re: Starting to house hunt!

  • WE used my DH's aunt as our mortgage broker....she was awesome and moved along the process.  We didnt use a realtor only b/c we found a house so quickly.  My only advice is to make a list of things you absolutely have to have, things that would be nice to have, and things you really dont like in a house so you have an idea of what your looking for.  IT helped us immensely. We did pros and cons of each house too. 
  • Words of wisdom:

    Make a list of "must haves" and "would be nice to haves".  One of my DH's "must haves" was a basement, however, he really wanted a basement for a seperate TV area--we ended up in a house w/o a basement, but w/ a LR and a FR.  Moral of the story, know where you can compromise and where you can't

    Overlook hideous decor and focus on layout and the general "feel" of the home.

    Realtor recommendation:

    Hands down, Mary Kearney from Realty USA.  I used her, nikinikinine used her and so did LadyRed.  I think I can speak for all of us when I say that she rocked!

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    good luck!

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  • Good luck with house hunting! I can't be of much help because our house was the one and only house that we really looked at. We found it online and said let's go look at it.  We didn't even have a realtor till after we saw it.  It has everything we need for now and fits our budget. I love our little house.
  • I would highly recommend our realtor as well - Merna at Tech Valley Homes.

    I agree about overlooking the ugly decor and such.  If you could have seen our house when we looked at it it was disgusting!  DH and I knew to look beyond it and that with a some work - most not too hard - we would have a great looking house.  I hate watching house hunting shows where the potential buyers are so stuck on the current owners belongings - they go with them. 

    Not sure exactly where you are looking, but there is a nice house that was just purchased and flipped on our street.  I looked at it online and they did a really nice job to it.  It is listed with Remax and is on Crescent Drive in Albany.  Just thought I'd throw that out! :)  It's about 2.5 miles down from Albany Med.

  • I'm glad you asked this question!  We're looking to sell our current house (you wouldn't happen to want to buy a 2 family house in CP?  the tenants are great and pay a good chunk of the mortage. Smile )  and buy a new one and want to start reaching out to agents soon.  I think we'll add Mary Kearney to our list of people to contact.
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  • Ditto pps..

    Make a list of need vs. want.  Figure out what school district you want if that is important, size of the lot you want (like minimum), etc.

    We really narrowed things down with our list - didn't want a corner lot, wanted a specific school district and area, had to have 4 bdrms, no pool.. it really narrowed it down right there!

    We worked with a family friend, so I don't have any recommendations there.  But realtors can really do specific searches on the MLS, like age of the house and stuff, so that helps.

    Also, I actually found our house because I searched really hard, and we bought "on the bubble" so it was tough to find stuff.  I would go on to the Times Union every morning and check new listings.  We were the first viewing on our house and we got it.

    Oh and we went to dozens of open houses.. go to as many as you can.  Then you get an idea of what you get for your money, what is available, and what you like or don't like.  Once you start walking through homes, it helps you get a feel for what you are looking for, plus you don't need a realtor to go to open houses, just start going on Sundays.

  • I don't have a lot of advice to add that hasn't been said by pps... Def. make a list of "musts" and "might be nices."  I also wanted to add that we also worked with Mary Kearney and we love her!

  • Before you look at houses, get pre-approved for a mortgage, and discuss realistically what you can afford to pay. That way you wont fall in love with something that ends up being out of your price range. 

    Do you have a particular town/neighborhood in mind? Its a good idea to research quality of schools and crime statistics for your target areas. 

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