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Irritated
I'm really irritated with H right now.
When we bought our house, H promised that if we stayed we'd have everything fixed up just the way we/I wanted it. Of course, I figured it'd be a 10 year+ project to do it all. I was in no rush and we had no plans to move unless we were moving cities/states away. We've done a lot of projects, but we still have a ton to do.
Now he wants to move. We have a 1400 + 500 (partially finished, enclosed) sq. ft. house. We found a 2400 sq. ft. house for $150k in a brand new neighborhood. The house is a foreclosure and definitely needs some TLC in the cosmetics - new carpet, paint, kitchen counter (someone apparently took an axe to it). It also needs appliances and some fixtures. The lot is the same size as our house, but we'd need to install a fence. There are also HOA fees, which we don't have at our current house. Our current mortgage is under $1k, but this house would push it over in taxes alone.
There's also the hurdle of selling our house (1) at a depressed value to avoid repaying the $7500 "loan" from the IRS or (2) with enough profit to cover the $7500 to repay the IRS. I'm sure we'll need to replace the roof and the AC before we can list it - that's a nice chunk of cash to put out and potentially see no return on. H also has to finish remodeling the master bath.
While I understand the appeal of a new house and an extra 1k sq. ft., I just don't know that I want to move. I hate moving. I hate dealing with financing, mortages, realtors, credit scores, bank statements, packing, down payments, boxes, cleaning, painting, unpacking, fencing/dog issues, etc.
And I don't think a huge move will be fantastic for our marriage right now - we need calm and stability.
Why why why is he even considering it? Why? Sure, it's a good deal, but we don't have to take advantage of every good deal that comes along. I think we need to stay put and make the most of what we have now.
Re: Irritated
i really prefer to remain impartial (even though i am on team nicole)..but your H doesn't see anything wrong with ::waving hand over post:: all of that?
I can see the appeal of a new place, maybe it's a new start in his mind. but even if things were going super awesome right now, it's not the best financial decision to make.
not that i make sound financial decisions all the time, but i can't imagine anyone really thinking that is a good idea.
This. Like a symbolic fresh start or reset.
That's the only exciting thing about a move. Leaving the old ghosts behind and having a blank slate.
I would make a list of the pros and cons - side by side - so my H could literally SEE them. He often ignore the cons, or does not think things through, and needs things SHOWN to him (like a five year old).
Unrelated - I want a house. I am so ready for H to graduate and us start living like adults. I can't wait to be a dual income family and have a proper bedroom set and more than two rooms. And walls I can paint.
MinM, we're a 2 income household and can't afford that. It gives me a sad. I want a house. I love our apartment but I want room.
but that blank slate is a just a smoke screen. just like getting married to someone you have reservations about. any problems that were there before marriage, will be there after you get married.