Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Randomness
Has anyone else had this happen? Our bills used to come out of our accounts on a certain schedule. Basically our house payments, car payment and credit card came out in the first two weeks and everything else was the last two weeks.
Last month I noticed that our balance after the first 2 weeks was lower than normal but wasn't thinking about it (I hadn't entered everything in quicken yet). Then our balance at the end of 4 weeks was higher than normal. I look and realize all our bills are coming out the first two weeks and because I was expecting part of them the last two weeks, I wasn't moving as much to savings the last two weeks.
My mom and sister both had their bill due dates moved like this too. So random. It caused my sister to overdraw (she does like I do - has everything automatically debited).
Re: Randomness
This actually happened to me last month with Comcast. It always used to come out on the 23rd of the month and all of a sudden started coming out on the 9th of the month. They really need to warn people because a lot of people budget based on things coming out at certain times.
Greys: I'm glad we aren't the only ones this is happening too. My electric bill moved from the 19th to the 5th, my cable moved from the 23rd to the 6th, water moved from 20th to the 12th...there's something else that moved too. it's really random. It didn't hurt us because we keep a pretty good cushion in our account but it freaked me out when I realized it.
Oh, and just to show how much I pay attention to our bills, apparently they had slowly been moving up the past 6 months. I went back and looked at it was like they would move the due date up a day or two each month.
I'm going out on a limb here: some bills are done on a XX day cycle, not once a month. So when months like February come at you, it can wreak havoc with your billing cycle (28 days, for example, will come at least 4 days earlier as a result of such a short Feb.)
Also, at least with credit cards, I know there was so much manipulation going on with all the bills being enacted to crack down. CC companies were going above and beyond to get anything and everything they can before they were cracked down on. (Add'l fees, billing cycles changing, etc.)
We had our electric bill from our old place - Greg paid it and when they sent us the final one a week after we moved out, they hadn't deducted the payment yet. Apparently they want your money ASAP, but then don't actually apply it for like 14 days after receiving it.