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I'm sorry, but I gotta AW my DH
So M looks at me last night while we were talking about the house thing and he says "I've been thinking, I wasn't gonna say anything because I wanted to suprise you, but, what if I were to tell you we could possibly put a 20% payment on a house when we find one we love?" Me = "hahahahhahaa, you're flucking hilarious, I wish" M = "I'm serious, what would you think?" Me = "Well first I'd flat out just pay for the house in full because the only way we'd have it is if we won the lottery, or if we stayed here for a long while longer to save more" M = "Well, what if I told you we don't have to do either of those things" Me = "Why, is your crazy mother looking to boot us and is willing to give us the money to heave hoe our way outta here?" M = "haha, no, we have it" Me = "uuuhh, no, babe, we don't" M = "Uuhh, yea, babe, we do" (while laughing) Me = "okay buddy, just where is this money tree you have come across" M = "I've been saving for the last 6 years" Me = "Um, 'scuse me?" M = "i've been saving for this for the past 6 years, well, not this in particular, but just saving "secret" money for a "just in case" issue Me = "Really?! Don't fluck with me about this because you know how badly I want out and if this is true you just made my dream come true" M = "No, I'm not flucking with you, I'm being 110% honest and serious. Now I'm not saying we can pay more money for a house, we would have to still stick to our budget but, we have enough to put a decent down payment on a house, or, do the FHA as we talked about and buy nice things for the house".
I think I jumped on him, hugged him and dry humped him in excitement for about 10 minutes before I calmed the fluck down. Needless to say, we have some talking and thinking about what we actually want to do.
My man is so smart about thinking ahead. This is why he deals with money issues, and not me.
Re: I'm sorry, but I gotta AW my DH
Maybe I am crazy but I thought he had already told you this before. And I don't mean to be mean but if this is the case then what the hell was he doing taking so GD long? I'm glad he finally came out of the rainy day savings fund closet but helllllloooooo this misery could have been over before it even started.
WAY happy for you though. I hope you find something you both love quickly.
Yay! So glad you guys have a way out!
I would give him a
for the "secret" money and waiting so long to tell you about it (especially with all that's been going on the past months) - but I guess he had a goal in mind before revealing it to you.
Happy House Hunting!
TTC #1 13 cycles, CP 6/09, TTC #2 1 cycle
CDing, EP'd for 13 months for #1, BFing for #2
Pregnancy Hypertension - inductions at 39w, I grow big babies: DD was 9 pounds 1 ounce 22 inches, DS was 11 pounds even 22 inches - both vaginal deliveries
No, he hadn't told me before. If he did then I wasn't really paying attention because last night was the first night I'd heard of it.
It took him a while to say anything because he wanted to make sure his job made the position he's in "permanent". It's hard to explain and too long but to sum it up as quick as I can without being too confusing, he is a supervisor (Gold hat), however, most GH's are temporary, meaning, they can take it away from you at anytime, for any reason and you also get bumped down not only in status (back down to work leader, or "worse", but pay. He wanted to make sure he was going to be made permanent and guaranteed the amount he's making now before he said anything. If he wasn't made permanent then he wouldn't even touch that money at all it would just stay in savings for "just in case". He is one of only a handful (if that) of GH's that get/got made permanent.
Thats soooo awesome!
I would give a side eye for the secret funds, thats cool that he was saving, but a heads up would have been nice. DH and I both have out own seperate savings accounts, and I am not sure how much he has in his and I dont think he knows what I have either, but we both are aware of each others accounts. We also put money into a joint accout that earns interest.
anyway, thats rad that you have extra moola to put down!
That's ridiculously awesome SheriAnn!!!!
I'd give him side-eye for a second too, but if this was the outcome of the "secret money" then I could forgive him.....LOL
I think I would've fainted. I'm a bad wife for saying this but- NO WAY my DH would/could ever do this (unless he made GOOD money....which sadly, he does NOT). This is why I am in charge of the money.
So Jealous!! Way to go M!!!!
That is awesome news! DH and I laugh every time a young couple has any kind of decent downpayment on House Hunters or My First Place because we can't even keep a consistent balance in our savings account, let alone build it up! How cool of your DH to be able to keep his hands off that money!
I hope this helps speed up the process for you guys! I'm so excited for you!
Thritto. J barely indicates his debt figures (about $3000, I think). He was good at saving while he was an IC, I give him that. Only because he spends very little. But he is no good with bills or planning ahead.
Good job, M! And go FHA and get some nice furniture or bath/kitchen upgrade!
M = awesomeness. I say he gets a reward. Take that as you wish
Now, must find J's secret money stash.
Agree with Aria 110%.
That's great! But I would definitely have a sit-down talk with him about money.. I think I might have throttled J if he told me he had a secret account and didn't tell me when we got married. I completely understand why he did it (J also built an emergency account before we were married) but I'm into almost full disclousure when it comes to finances!
Ditto! But I'm so happy that you can afford to get out of there!