November 2008 Weddings
kdonedizzle
member
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Well fiddlesticks....
Soooo looks like 8 weeks is going to be a whole lot longer. Apparenlty the one and only lab in the U.S. that our labwork was sent to is out of network for my fantastic insurace and isn't covered. All of our testing that we have to do before Dr. D will proceed is going to all be out of pocket. $4500 worth of testing.
We will never get there which basically negates my surgery that I just had.
FLUUUUUCK my life.
Re: Well fiddlesticks....
wow... I'm so sorry about that. Is there no way they could refer you to another lab?*Duh you said it's the only one* I'm a tard..
Well on the referal thing. Isn't the medical service covered if a doctor on your insurance refers you to any one? covered or not?
Ugh, that blows. I don't get it, if this is the only lab and your insurance was supposed to have so much fantastic coverage . . . . why don't they cover this lab?! I know you've already cursed this ridiculousness and I'm not helping but tjasdgksjadkgjkdsjgkdlakfkslgfdklgkdlkglksdkgjisdfnihnrnh.
I'm sorry, I hope there's another way or a different path you can take in the mean time. Do you know if your doctor has any alternatives?
That sucks so much ass.
This sucks so hard. I'm sorry love. If I had 4,500 bucks to spare, I'd send them your way pronto.
Do you think you could talk the doc's office/lab into a payment plan? Or put it on a credit card? I know you just paid off your debt and I'm sure you don't want to go there again, but thats all I can think of to help.
Hugs dearest. Its time like this that I wish I lived close so I could come over with a bottle of tequila and my blender. Like C said, this sucks so much ass.
The lab is considered out of network, which is why they don't cover it. They can do a payment plan but it's still a lot of money that I am just not prepared to cough up. If i didn't have 100% coverage, I don't think I would be taking it this hard. I pay out the ass for my insurance for this very type of thing. Which is why it sucks so much that the one and only flipping lab isn't covered.
I talked them out of doing the karyotyping right now. Well, the suggested I opt out of it right now and just do the other two tests. That will save us $700. The worst part is that my gut is telling me that I don't need this testing. I'm not sure if that makes sense or not but my gut and my instincts tell me that as much as anyone wants to argue with me about it, I think our IF problems were physical. I saw the pictures and how bad my uterus looked. I think this is a waste of time and money.
I'm considering trying on our own. If I wait until we save that much money, we will be well into next year. The worst thing that can happen is another m/c. Yes, that will be awful, but the chances are slim in my opinion and at least I won't be wasting time sitting around doing nothing.
I asked the nurse and she said that it was just my gamble and if I was willing to take it then go ahead.
Girls, thank you for listening to me vent. I've had a really really bad day and this just sent me over the edge. You will never know how much it means to know I can turn here.
HUGS!!! And wine (out of tequila, unfortunately)...what a load of effing bs!!! I'm so pissed for you!
Can you speak with the dr and discuss your feelings/thoughts on the testing, and get something other than way to try on your own until testing comes back? Lots of hugs, love, and hope that the money tree shakes something your way to help with this.
The only concern of going ahead and trying w/o discussing it further with the doc is your risks of m/c again, or having an ectopic. I'd hate for you to go through that pain of m/c again - to go through the excitement and happiness and then have it be gone the next. It hurts my heart to think of you or any of the ladies here to have to go through it once, let alone a second time or more.
Oh lady...I HATE this for you, REALLLL HARD hate it!
I hate insurance! They suck balls!
Hugs your way
I cannot believe this, what a bunch of horse sh*t. i can't believe there's not something the doctor can do to help you navigate this endless sharkpool of insurance crooks. There HAS to be a Plan B, right? I just am in shock.
And I would be saying a lot nastier words than fiddlesticks right now... you are such a lady! I wish I could give you a huge hug and a tequila shot or five right now.
I've pushed with the insurance company. They don't care. I can take the chance that they will somehow pay it one day but who knows....I have to make a decision within ten days on what to do.....hgmmfldksflsdkjfsldjf
That's how I feel too. Thanks babe. The sun has to come out sometime right?
This just really sucks all around, no way of sugar coating it. I got no comforting words (only curse ones). Tequila, wine, beer, vodka, and continue to trying yourselves is what I would do if I were in your situation.
Nothing in life is guaranteed.....you of all people know this. You can spend all that money and still not get good news, so I say to keep trying for now. Goodluck Karrey. You really don't deserve all of this.
Exactly! And you definitely deserve some sunshine, so, if you've still got it booked, go on your babymaking vacay in FL (hello sunshine) and move things along. Like Patty said, you could still spend that money and either get bad/worse news or find nothing all that helpful. So go get it on! Lol
*runs to play some Marvin Gaye or other 70s cheesy sex-ay music* :-)
That's enough to make you feel like a rat in a maze. Ooh, this way! nope. Ooh, this way! nope.
Sometimes you just have to knock one of the walls down. Just do what feels right and make sure others who need pushes get them.
I agree with Rachel and contact the insurance co. Does your company offer a Health Advocate? They helped me resolve a billing issue (an ultrasound that they didn't want to pay for).
And I also agree to trying anyway. You never know what can happen!
The whole situation sucks . . .
I second the motion of trying on your own. Its risky, especially because of the higher risk of an ectopic pregnancy . . . . but worthwhile. (I hope.)
Good luck!
Ditto. I'm sorry to hear all the crap with the insurance coverage (or lack thereof). Do what your gut tells you. Thinking about you!
I just want to send you T&P and hugs! This is a lot you're going through and I'm sorry...
I hope you do think about YOU! Per pp's-I would contact insurance and see what they can do to help. can't hurt...
i posted the update in a new thread....
Karrey-call your doctor, call your insurance co ASAP! If the doc told you this, then you should not be charged-I would fight this tooth and nail at this point! This is just crazy!
You are one of the strongest women I 'read'. And this isn't BS, either... Yes, it does suck. T&P that you have some more faith and patience to pull you through!