POLL! Retirement

JezcaM

Are you actively contributing to a retirement fund?
[Poll]

ThisGirlInAustin

I voted "other." I had a 401k through work that I was actively contributing to, but when the company went bankrupt the automatic contributions from my pay check stopped. I heard nothing more about it until I just got a check in the mail for what had been in the account. I haven't had the option with the new owners and DH and I haven't set up our own accounts as of yet. 

AustinBride06

I chose the first option, but I also have a Traditional IRA that I (we) contribute to at tax time if we want to avoid owing the IRS.  Though this year we put that money into my HSA.  In hindsight, investing it in the IRA would have been better... oh well.  At least that $ is there for when I eventually need it.

TX-Bride

As soon as I start a new job, I will be contributing, right now retirement is not a priority!

Chandley

i voted other - dh and i put money into savings every month jointly, as our job does not offer 401k etc.

MrsRedRaiderGirl

I voted other as well.
DH and I decided to deversify our retirement strategy.  Each of us do contribute to our 401K, but we also contribute into 2 separate other buckets - one is more aggressive (stocks, mutual funds) and the other is to save toward rental/flip property investments.  We plan to acquire some rental properties, fix them up, rent them, and upgrade them before we sell.  We take this money and put it into better rentals, with the thought that by the time we retire we'll have a lot of equity in several houses that have appreciated over a long period of time.

shanwalk2

my job doesn't offer any retirement options.

DH contributes agressively to his 401k each month with the idea that it is 'ours' when we retire.  Not sure how smart this is... but it is what it is.