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Is there ever really a payday
My guy is always spending money he over pays for everything (doesnt know the meaning of bargin shopping) and has the urge to spend on non sense. but when it comes to paying the bills every month he acts surprised and asks "are there any we can put off" and then complains about being broke all the time when its his fault. Any ideas
Re: Is there ever really a payday
Hmm.
I think you need to explain to him the basics of being financially responsible. You need to pay your fixed expenses (housing, utilities, insurance, etc). You need to earmark money for savings (either for an emergency fund of at least 3 months of expenses or for general savings toward a specific goal). And you need to set aside some "fun money" for spending on whatever you want. How much fun money you get depends on what you can afford...
Can you change your bills so that they're all do on the same time? Or set up reminders in google calendar or something? I'm wondering if he just doesn't know the due dates or something.
Is he a visual learner? It might be helpful to write down all your fixed monthly costs and other expenses (food, medical, etc.) so you both can see where your money's going.
Lastly, I suggest you take this to the Money Matters board. They would love to help you.
I would suggest you put together a spreadsheet with your income and all the bills you pay each month. Show that to him so he can see how much goes into bills, and how much is spent on miscellanious non essentials. Other than that, I don't know what more you can do. Any responsible adult isn't going to wonder if the bills can be put off. You need to consider that he may not change before you get married, and whether that's someone you want to be married to.