North Dakota Nesties
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F/U: Refinancing

So we got the house appraised and you ladies were right, they didn't go looking for things wrong, just did a quick job. We got our appraisal back and it appraised at $8,000 more than when we bought the house! (I've heard some people say the houses are appraising at less than the value b/c of the bad market right now, guess not)

Plus, we only have to put $2500 to get us at the 20% mark (guess you don't have to pay some kind of insurance if you've you've paid off 20% of your house). So we are very excited. So if you're thinking of re-financing, now is probably a great time, we'll be lowering our payment by at least $400/month!

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Re: F/U: Refinancing

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