Mortgage POLL

aimkins

??[Poll]

anitalynn

We have our mortgage auto-deducted from a checking account on the 1st. 

Mrs.Leah.Maria

Our mortgage is split into two half payments, which are automatically deducted every other week resulting in one extra full payment per year.

Lauree1183

DH does this so I'm not totally sure but if I were to guess he gets it in early before the 1st.  He also overpays by around $130 each month... 

huwehotaling

My H sends in the check but it's always on time or early.

pourroni

I wish there was an SS--depends on our pay period.  We have our pay period going to the mortgage for 1 check and the bills for the other check.  So if the period is before the 1st then it is paid before or on time, if the pay period ends on say the 3rd then we pay it then.  Never after the 5th, even with the grace period I hate being "late"

andrea42608

I pay ours with our second paycheck from the month before (we're both paid bi-weekly on the same schedule).  For example, our November 1 mortgage payment was paid October 15 and our December 1 payment will be made November 26. 

So it depends on our paycheck schedules, but never after the 1st.  I don't care about the few extra pennies I'm losing in interest each month.

NorCalMrs.

I pay ours through our credit union bill pay function.  I have it set to arrive at the mortgage co. on the 1st. 

pattymctatty

anitalynn:

We have our mortgage auto-deducted from a checking account on the 1st. 

This. I LOVE auto pay.

Mrs. Sarah&Micah

Mrs.Leah.Maria:

Our mortgage is split into two half payments, which are automatically deducted every other week resulting in one extra full payment per year.

This is exactly how we do it.

 ETA: We also when splitting the two payments, we round up so we are paying more than half the payment each month.