October 2010 Weddings
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Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
EDITED - XP: Insurance?
I know I'm younger than some of you...but does anyone know: Obama changed it that dependants can be covered by their parents insurance until age 26...but if you're married, does that make you ineligible?
ETA: I got an answer from MM board, it looks like it is allowed, yay!! http://www.healthcare.gov/law/provisions/youngadult/index.html
Re: EDITED - XP: Insurance?
It is my belief...that the minute you are no longer a...dependant....meaning having them solely responsible for your care...its null and void
that being said....if you changed your name, moved out and changed your address...you are no longer a dependant.
I was a student before i got married....before Obama passed this....I wasnt full time my last year (one credit shy per university standards) so I wasnt included in this....
I qualified because i had the same name, and never legally changed my address (though i was living away from home)
good luck
Getting fit for IVF!
Based on DH and I's insurance costs, if were to each go back onto our respective parents plan for this year, we'd save over $5,300 a year (granted our parents would pick up some of the cost possibly).
However, then for 2011 would we need to each file as a dependent and thus reduce our tax refund?
I'm just trying to figure out, overall, which would be the best financial option? I guess the best way to figure out the tax return question is to see how our 2010 refund changes if I list us as independent? (as a test, not actually how we'll file)
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This times a million. I think it's ridiculous that married, working people can still be on their parents' insurance.
Agreed. If I were a parent, I would never allow it. You're married and have a full time job? You can support yourself and all that entails.
40/112
Agreed. When I was living with my parents and they passed the law, I mentioned it to my dad, the reply I got was "Yeah, you're engaged and old enough to handle this on your own, I'm not putting you back on my insurance."
Of course I hate dishing out money so I just went a year with out health insurance. Yeah it sucked, and I was lucky nothing bad happened, but I wasn't going to harass my dad about it.
agreed.
Getting fit for IVF!
Exactly. The provision was put in there for people who have no alternatives.
There are 4 qualifications to be considered a dependent for the IRS and you have to meet 3 of the 4 I believe.
I understand a lot of people may not agree with this idea/alternative to coverage via parents if you are an adult. However, it is a legal option (in some states, some don't allow if the dependent has access to insurance through their own place of employment).
We won't be doing this (going on our parents insurance) as it would increase IL's rates about $390/mo to add DH. However, my parents rates wouldn't increase at all. Insurance is through my dad, who pays the same for 1 dependent (my mom) or more than one.
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I must not have met the others then, I looked into it when I got laid off last month and they told me I'd have to give up my deduction to get it through them, I wound up getting HealthyNY (a state program) which was cheaper anyway.