Toledo Nesties
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
House Update
Okay, so we finally find a house that's very close to perfect for us... and then we find out we're required to have flood insurance 
There's a creek, but it's across the street! The day we looked at it was towards the end of all the rain we had about 2 weeks ago and there were no signs of flooding anywhere near the house. Not sure we want to bid now. We have to look into what the bank would require and how much it would cost. Anyone have any experience with flood insurance?
There's a creek, but it's across the street! The day we looked at it was towards the end of all the rain we had about 2 weeks ago and there were no signs of flooding anywhere near the house. Not sure we want to bid now. We have to look into what the bank would require and how much it would cost. Anyone have any experience with flood insurance?
Re: House Update
At my old job, I had experience with it. I can tell you that it's really surprising what locations require flood insurance sometimes!!! It's all based on the 100-year floodplains or something, so even if the area has been dry for a really long time, you may still be required to get the insurance.
Do you know if it's being required by the government or just by the lender? If it's just the lender, you could look elsewhere, if it's the government (which it probably is), then you're stuck.
IIRC, flood insurance is expensive, but not completely horrible. :- I want to say it costs about 1.5-2x the annual homeowner's premium. So basically you'd be paying 2.5-3x as much in insurance for a home in a flood zone vs. one in a non-flood zone.
HTH!