My insurance company is trying not to cover us because we weren't paid in full due to a technicality in their billing system though we tried several times to find out the amount we were to pay so we could make our payment after we added our baby to our policy. The insurance company claims that since we owed for that month and didn't pay "in full" after we had already paid for just the two of us (but needed to send in payment for our baby), that we are not covered.
I heard that Arizona law says your baby is covered for FREE for the first 30 days and that you need to add them before it is up so there is no "lapse" in the babies coverage. Shouldn't I still be covered for that month then?
Does anyone know the policy under ARS law?
Please help!
Re: Baby insurance for the first 30 days
This is my understanding as well.