The economy

shellybellmw

I've noticed that there hasn't been a post about it.  Is anyone out there feeling it like I am.  I feel like our pennies have been sssttrreettcchheeedd to the max.  Anyone else?

MayM

We are stretched to the max right now but not really because of the economy. At the start of the year we went down to one income while I start my business. However, it definitely is coming down to dollars each month and I really miss not having money for any extras.

Lauren Miller

Glad you brought it up.  I kept starting to post then didn't know what to say.

I am freaking out about things.  I have been running budgets and numbers, searching coupons and money saving tips all day.  I am just so worried.  People I know are losing jobs, charging household essentials, and I am so scared where we will be left by the end of the year.  So yes, I completely feel the same.

HisDollface

Absolutely! I can't believe how much groceries are costing us. My shopping list hasn't changed that much, but the totals have increased by almost 30%!!!! Luckily, I'm learning how to shop a little better(I'm superfrugal anyway), and I managed to get my grocery total down to $62 from $115!

We are starting to put together a household budget, that we've never had before...and that's going to be difficult.

 Yah, it's hard and it's going to take a lot of effort to make every penny count. I suppose the silver lining is that we're all going through this together?

MissMarinaT

yes, I am very concerned too.  dh is looking for a new job because being in the construction industry means his work load has slowed.   He found a great job, applied and did the personality profile.  They loved him and he passed the personality with flying colors.... then because of the economy, the closed the job with hiring someone.  He was so sad. 

shellybellmw

I'm so glad we're not alone.  We've been running budgets and finding any way to save money.  Sometimes it feels like there just is never enough $ to go around.  On paper everything seems to work out fine, then at the end of the month there's nothing left.  I hate feeling like this.

jaymewilson12

I think it is very scary right now.  I just found out today they are doing lay offs at my work and I'm just praying I'm safe for when I go back.  Not the stress I need.  But I talked to my boss and she's making me feel pretty good about it.  At least that I don't have to worry about it.  But my good friend (who hooked me up with the job) got laid off today.  So sad. 

 

And we don't seem to ever have any extra money.  I thought with me being pregnant and us not going "out" as much we'd be able to save a good chunk, but with how the prices have gone up at the grocery stores and what not, it just seems like we are scraping by.

My DH is up for a job that would make life ALOT easier.  We are praying it pans out.  We think he has a good chance so hopefully he'll get an interview soon!

BrandyB!

DH & I were talking about this a few days ago. No one we know seems to be affected (including us). Maybe because we live in the land of rich people?

Lisa Figueroa

I'm terribly frightened. The only reason I have a job right now is because our bank has so many foreclosures. After the craptastic day today, I'm completely overwhelmed....

 

Syl679

My employer is in the process of being sold. So we're just all sitting around here waiting to find out if we'll be told to back our boxes and when. With everything going on in the company, I've yet to tell my boss that I'm pregnant.

Just on DH's income alone we should be fine, but that would be on a ramen noodle diet, no going out, and no more random trips to Target .  Granted the price of ramen noodles don't go skyrocketing too. As it is, a lot of our extra money is going to cover the two mortgages we have in Vegas.  We are renting out two properties, but not for what we pay monthly on the mortgages.

Wife4Matt

Yes and no. What an answer. Because we went down to one income earlier this year, we've really learned to save and budget. However, business has slowed on Matt's end so his bonuses aren't as big right now, which we've used for savings and extras (like going to dinner or the movies). But I do think about it everyday. So much so, I applied for a Seasonal job at Crate & Barrel (more for the discount than the "income.").

hulachick

Honestly, we haven't felt the pinch b/c we've been stretching our dollar for the past year. We don't have the luxury to go out as often as we did, if we go out once a week that's pushing it for us,lol! We did foreclose on our house but it was a great weight lifted off of our shoulders.

tmp-535278437507318

We're stressing!  It almost makes me sick to my stomach to have to think about it and discuss it.  We luckily have two incomes, but it has to be more creatively stretched nowadays.  I'll spare you my stories, it's just depressing.  I pray and have faith that things will get better very soon.  DH and I work hard to remind ourselves that we're working thru this together, ONE TEAM, we can do it.  ~sigh~

Snow_Goddess

Since I'm at home now we've lost some money we used to put into savings so I miss having the extra safety net. We're definitely budgeting now which we've never done before but I think it's more because of my loss of income and less because of the economy. We've lost a ton in the stock market but since it's not money we're planning on touching anytime soon we don't really "feel" the loss. We feel the economy stuff more with our parents who are retired and hoping to retire soon.