Military Nesties
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
How soon can you negotiate interest rates?
I really want to knock down the interest rates on our two vehicle loans (18% & 14.25%

) but I don't know how soon is too soon or if it's even realistically possible. We moved the loans the the current credit union in March.
Re: How soon can you negotiate interest rates?
Are you going to refinance with the same credit union?
From my experience from 2 previous refinances they will only offer a better interest rate if your credit score has improved. And sometimes it's only if it's a significant amount.
They will likely also offer you an extended loan so that you still pay the current rate but it just takes more time to do so.
67/200